In the past year, among Fortune Global 500 companies, Chinese companies accounted for 120 seats, close to 126 US titles. If the 120 Fortune 500 Chinese companies have one thing in common, then I believe that financial investment management must be incorporated into the core strategic level of the company’s internationalization. The characteristics of the new economic era determine that Chinese companies will definitely face increasingly fierce market competition and a harsher international environment. Therefore, many visionary entrepreneurs pin their development hopes on corporate financial investment management. Only when an enterprise can flexibly use funds to adjust its production and development direction can it have enough vitality to compete with other competitors.
Many people may be vague about the concept of financial investment management. In fact, the so-called financial investment management generally means that the company arranges the funds that can be mobilized in different and needed production departments, so that the company can obtain the maximum economic benefit. It is inevitable that companies will encounter problems in capital turnover when they are in production. At this time, the importance of corporate financial investment management becomes apparent. If a company stops its production due to lack of funds, it will be in a rapidly changing market competition. It was quickly eliminated. Therefore, the enterprise must have a reasonable financial investment management system to ensure that the enterprise can timely turn over the funds and invest where it is needed, so that the enterprise can always keep up with the speed of market development.
Many times, companies face emerging investment hotspots, but because of lack of financial support, they will most likely miss out on development opportunities. Through financial investment management, an enterprise can find funds for its investment and production, so that it can seize the opportunity to lead the enterprise ahead of the entire market, and the economic benefits it can obtain are bound to be very rich. Therefore, financial investment management requires business leaders to make reasonable arrangements for their own funds, to ensure the smooth flow of funds, and to enable funds to flow into the required departments in a timely manner.
The operation and management status of an enterprise determines the future development of an enterprise. If a manager can form a good management of the enterprise, then everyone will work hard for the progress of the enterprise, which can provide continuous power for the future development of the enterprise. However, the state of business management is not the only factor that determines the development of an enterprise, because financial investment management also has an important impact on business management.
Financial investment management enables business leaders to understand the status of their company’s funds in a timely manner, combined with the actual situation of the current market development, and then make decisions that are most beneficial to the development of the company. Through the change of financial investment, enterprises can adjust the focus of production in a timely manner, seize every development opportunity, and finally get rich economic benefits. Therefore, financial investment management is of great significance to the development of enterprises. In addition, if the company is to succeed, it must make the employees of the company have positive enthusiasm and high enthusiasm for work. Only when each employee is willing to dedicate his strength to the development of the company, can the company Stand out from the competition. However, it is not easy to achieve this. But financial investment management is a great help that business leaders can use. Through financial investment management, business leaders can evaluate the performance of each employee, and the final evaluation results can be used as a motivation to motivate employees. Under the role of financial investment management, each employee will work hard to get better rewards, which will gradually form a good competitive atmosphere within the company, which is crucial for the development and growth of an enterprise. Every successful company in the world has its own unique corporate culture. Therefore, financial investment management has a great impact on the operation and management of enterprises. Business leaders should pay attention to the role of financial investment management and use it reasonably to promote the development of the enterprise. Financial investment management has greatly helped the development of an enterprise, but this does not mean that it is perfect and perfect, because China’s socialist market economy has a relatively short development time, and some aspects of construction are not perfect. Therefore, there are still many problems in the financial investment management of enterprises.
Problems in Corporate Financial Investment Management
First of all, if an enterprise wants to conduct financial investment management, it must ensure that the enterprise has sufficient funds. Without financial support, all operational investments are on paper. And the way that Chinese enterprises obtain funds is relatively simple, that is to ask commercial banks for help. Commercial banks just lend customers’ deposits to some needy enterprises at a higher interest rate than interest, and then earn the difference from the middle. Because many commercial banks in China have developed well and their economic strength is relatively strong, many companies will turn to commercial banks for help when they lack funds. This can indeed help enterprises to relieve their urgent needs and solve the problems encountered in the current development of enterprises. But in the long run, this approach is very detrimental to the future development of the enterprise. Because after borrowing from commercial banks, companies will gradually become dependent on them. Because companies need to repay loans from commercial banks, gradually their business will enter a conservative stage. Without innovation and hard work, companies will lose their capital to participate in market competition and will eventually be eliminated by the market. In addition to this, there is also a relationship between a company and a bank that is a grasshopper on a rope after a company borrows from a commercial bank in a sense. In this way, if there are major changes in the policies or exchange rates of national commercial banks, companies will also be hit hard in the process. Generally speaking, this will be devastating to a company. Therefore, at present, many enterprises in China rely on banks for internal financial investment management. On the surface, they seem to be developing well, but there has been a surging current in the back ground, and each enterprise bears huge operating risks.
Secondly, because the financial investment management of an enterprise is to manage the funds of the enterprise, the enterprise cannot keep the funds on its own books. It must make the funds flow and revolve to the places where the production needs of the enterprise. Sometimes in order to consider the long-term development of the enterprise, business leaders will first produce for some cooperative enterprises, and delay the collection of the funds they should pay. This has helped the development of the company to a great extent, because the company is always in a production state and can create more benefits. But this also brings a lot of risks to the enterprise. If a company produces a product for a company, but the company is unable to pay all the money to the company in the end, the company will suffer economic losses. When encountering such a situation, the enterprise cannot have enough funds to continue to maintain production or expand, which has a huge impact on the production and operation of the enterprise.
Finally, companies need professional personnel to analyze the overall economic situation when they conduct financial investment management, and then find the financial investment plan that is most suitable for corporate development based on the results of the analysis. But many companies do not have such high-end talent. The professionals in financial investment management positions are not very knowledgeable and have no long-term perspective. The end result is that financial investment solutions cannot help companies to develop, and may even make business leaders make wrong decisions and put the company Bring into despair. The lack of financial investment management talents makes it impossible for companies to carry out related work. Many decisions are made based on feelings, and without professional advice, companies cannot make reasonable and scientific arrangements when allocating funds. It is that the funds of some departments are too sufficient, but the departments that really need funds for development cannot be met, which poses a great threat to the development of enterprises.